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Privacy and Security Policy
UniversalCashAdvance.com is committed to protecting your privacy. We recognize the importance of safeguarding and respecting your privacy, and accordingly have adopted this online Privacy and Security Policy Statement to serve as the basis for our online privacy and security policies and procedures. It demonstrates our commitment to providing privacy protection to visitors of our website. The following statement is designed to assist you in understanding how UniversalCashAdvance.com collects, uses, and safeguards personal information you may provide to us at, or to others, through our website and to assist you in making informed decisions when using our website.
What Information Do We Collect?
When you visit our website you may provide two types of information, (1) personal information you knowingly choose to disclose which is collected on an individual basis and (2) website use information collected on an aggregate basis as you and others browse our website. If you choose to correspond through e-mail, we may retain the content of your e-mail messages together with your e-mail address and all responses sent through our website. We provide the same protections for these electronic communications as we employ in the maintenance of information received by mail and telephone.
How Do We Use Information We Collect From Cookies and Web Server Logs?
Cookies help us collect important business and technical statistics. The information in the cookies lets us track the various paths followed by users of our website as they move from one page to another while on our website. This is explained in more detail in the Terms of Use section of our website. Web server logs allow us to count how many people visit our website and evaluate our website's visitor capacity. We do not use these technologies to capture your individual e-mail address or any personally identifying information about you.
How Do We Use the Other Information that You Provide To Us?
If you provide personally identifying information to us, such as by e-mail correspondence with us and you consented to receiving e-mail correspondence from us in the place indicated on this website, we may use the information we collect to send you marketing communications which could include notices about important changes to our website, new UniversalCashAdvance.com products and services and special offers we think you might find valuable. The lists used to send you product and service offers are developed and managed under our traditional corporate standards designed to safeguard the privacy and security of personal information. Unless you gave us your consent to use your e-mail address for the purposes listed above, we will only use your e-mail address to complete the transaction or provide the product or service that you have requested at this website. If you indicated your consent to receive such communications via e-mail, but you later change your mind and you do not wish to receive such communications from us you may opt-out by clicking on "unsubscribe" located within the body of the e-mail communication.
How Do We Secure Information Transmissions?
When you send personal loan application information through our website, a secure server software, such as Secure Socket Layer (SSL) or Secure Electronic Transaction (SET) encrypts all information you input before it is sent. The information is scrambled en route and decoded once it reaches its destination. Other e-mail that you may send to us may not be secure unless we advise you that security measures will be in place prior to your transmitting the information. For that reason, we ask that you do not send confidential information such as social security or account numbers through an unsecured e-mail. Sensitive communications should be transmitted by calling us toll free 1-800-713-6650 .
How Do We Protect Your Information?
Information Security. UniversalCashAdvance.com utilizes Secure Socket Layer (SSL) and Transport Layer Security (TLS) to safeguard the confidentiality of personal information from unauthorized access or disclosure and accidental loss, alteration or destruction.
Evaluation of Information Protection Practices. Periodically, our operations and business practices are reviewed for compliance with corporate policies and procedures governing the security, confidentiality and quality of our information.
Employee Access, Training and Expectations. Our corporate values, ethical standards, policies and practices are committed to the protection of your information. In general, our business practices limit employee access to confidential information and the use and disclosure of such information to authorized persons, processes and transactions.
Do We Disclose Information to Outside Parties?
We may provide aggregate information about our customers, sales, website traffic patterns and related website information to our affiliates or reputable third parties, but this information will not include personally identifying information.
How Do We Protect Children?
UniversalCashAdvance.com does not knowingly solicit data from nor knowingly market to children. Our website is directed to adult existing and potential customers. Parents can use various readily available software packages to prevent their children from accessing websites which they deem to be inappropriate. Parents can choose to utilize this and other methods to limit the websites to which their children have access.
What About Legally Compelled Disclosure of Information?
We may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the protection of our legal rights.
What About Other Websites Linked to the UniversalCashAdvance.com Website?
UniversalCashAdvance.com is not responsible for the information practices employed by websites linked to or from our website. Often links to non- UniversalCashAdvance.com websites are provided solely as pointers to information on topics that may be of interest to the users of our website.

Please remember that when you use a link to go from our website to another website, UniversalCashAdvance.com's online Privacy and Security Policy Statement is no longer in effect. Your browsing and interaction on any other website, including websites which have a link on our website, is subject to that website's own rules and policies. Please read over those rules and policies before proceeding.
Your Consent
By using our website, you consent to UniversalCashAdvance.com's collection and use of your personal information as described in this online Privacy and Security Policy Statement. If we change our online privacy policies and procedures, we will post those changes on our website to keep you aware of what information we collect, how we use it and under what circumstances we may disclose it.

Copyright© 2005 UniversalCashAdvance.com. All rights reserved. Users of this website agree to be bound by the terms of the online Privacy and Security Policy Statement of UniversalCashAdvance.com.
First time customers are eligible to receive no more than $300. Loans are currently not available to residents of GA , IN , IA , MD , MA , NJ , NY , NC , or WI .
©2005 Consumer Direct Lending Services, LLC. All rights reserved.
Loans are made by First Bank of Delaware. Member FDIC.

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